SMSF Lending

SMSF loans are a complex but great way to finance your retirement. By law, Self-Managed Super Funds (SMSF) can borrow to buy investments, including property. The restrictions and requirements placed on SMSF
loans are different to other types of borrowing, but the end result can be very beneficial for retirees.

SMSF loans can be used to purchase a variety of investments, including shares, property, managed funds and more. The benefits of using an SMSF loan to finance your retirement include:

• You can control how your money is invested – with an SMSF loan, you have full control over how your money is invested. This means you can choose investments that align with your goals and risk profile.

• You can potentially save on taxes – with an SMSF loan, you may be able to save on taxes as the interest payments on the loan are tax deductible.

• You can boost your returns – by using leverage (borrowing money to invest), you can potentially increase your investment returns. This is because you’ll only need to use a portion of your own money to purchase the investment, allowing you to invest the rest.

If you’re looking for a great way to finance your retirement, an SMSF loan could be the answer. Talk to us today about how we can help you structure an SMSF loan that meets your needs.

used for your next holiday, fixing up your car or put towards an expensive hobby.

With so many reasons to take out a loan, it’s no surprised that there are an equally wide range of options available to a potential borrower.

So, how do you know which loan is suitable? At TJ Finance, we do the research for you! We ensure you find the ideal loan, then guide you through the process, every step of the way.

If you would like to know more about personal loans, contact us today!