The Loanary | Looking to buy a Commercial Property? We can help you!

Securing a commercial loan

Are you looking for a commercial loan to finance your property? We can help you your ideal loan. We have a wide range of commercial loans that can be used for financing or refinancing your property.

We understand that every customer is different and we will work with you to find the most suitable loan for your situation. We take into account the type of property, the location, and your financial needs in order to find the ideal solution.

We pride ourselves on being able to offer competitive rates and terms on our loans. We also offer a variety of repayment options so that you can choose the one that you feel fits you most. We are here to make the process as easy and stress-free as possible.

If you are interested in learning more about our commercial loans, please contact us today. We would be happy to answer any of your questions and help you get started on financing your property.

Your capacity to repay – all of your income including expected rental income from the commercial property.

Your deposit and any available equity.

The type of commercial property – whether it’s a factory, office, warehouse or shop-front and its location, together with a valuer’s report.

Details of the commercial property lease and conditions.

Key differences between commercial and residential properties

If you are unfamiliar with the key differences between commercial and residential properties, we have listed a few key points below.

Residential leases typically have a term of 6 to 12 months, while commercial property leases run for longer terms.
Commercial properties feature longer vacancy periods and the lessee bears the costs of maintenance, rates and repairs. This means the property owners pocket more of the rent as profit.
Buying a commercial property involves paying Goods and Services Tax (GST), which may increase the cost of the property you’re looking to purchase by 10%.
In residential properties, the property owner is responsible for these expenses.

How We Can Help

Our team will help you search, choose and settle your loan.

We have access to a pool of diverse lenders, including major banks and non-bank lenders which provides us with competitive rates and products for our customers.
We will act as the customer advocate when speaking to Lenders to help problem solve and tailor a solution that suits your needs.

Whether you’re looking to purchase your next commercial property or would like more information on commercial loans, contact us today.

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